Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.

The card offers 6% back on up to $6,000 spent each year at U.S. supermarkets (then 1%), 6% back on select U.S. streaming services, 3% back on transit and at U.S. gas stations, and 1% back on everything else. The card also has a $250 welcome bonus (which you’ll receive as a statement credit) when you spend $3,000 on purchases in the first 6 months after opening your account.